Stop Guessing.
Start Optimizing.
Your equity should work as hard as you do. ROE Engine tracks return on equity across your entire portfolio and tells you exactly when to refinance, hold, or redeploy capital.
Free 14-day trial. No credit card required.
Not ready to sign up? Calculate your lazy equity in 30 seconds.
Built by real estate investors who got tired of spreadsheets.
"I had no idea how much equity was sitting idle in my portfolio. ROE Engine flagged two properties for refinance — I freed up $140K and redeployed at 11% ROE."
Marcus T.
12-unit portfolio, Nashville
"I was using spreadsheets for 6 years. Within 30 minutes of importing my properties, ROE Engine showed me things I'd completely missed."
Sarah K.
8 properties, Austin
"The decision framework is the killer feature. Every property gets a verdict backed by math — not gut feeling. It changed how I think about my portfolio."
David L.
23 doors, Charlotte
The Hidden Leak
Your Equity Is Growing. Your Returns Are Shrinking.
Most real estate investors track rent, appreciation, and cash flow. Few track how efficiently their equity is performing.
As properties appreciate and loans amortize, equity grows — but return on equity naturally declines. Left unmanaged, capital that once delivered strong performance can quietly become underproductive.
ROE Engine treats declining ROE as a signal to act — identifying when to refinance, hold, or redeploy capital so your portfolio continues to perform at its highest potential.
How It Works
From Spreadsheet Chaos to Clarity in 3 Steps
Add Your Properties
Enter your property details manually or import them. Loan terms, purchase price, current value — we handle the rest.
Get Automated Analysis
ROE, DSCR, cash flow, and capital efficiency — calculated instantly using live FRED mortgage rates.
Act on Recommendations
Each property gets a verdict: refinance, hold, or sell. Every recommendation shows the math and portfolio-level impact.
Features
Built for Equity-Aware Investors
From the first acquisition offer to the year-end tax package — every decision your portfolio needs, backed by math instead of gut feeling.
Some features are available on Growth and above — see plans for tier details.
Decide with confidence
Plus everything to run the portfolio: leases & alerts, Schedule E & depreciation, entities & holding companies, lender packages, and more.
Product Tour
See It in Action
Explore the key screens that help investors track ROE, model scenarios, and make data-driven portfolio decisions.
6
$2.4M
7.8%
$4,120
Monthly Cash Flow by Property
2 properties below target ROE — refinance analysis available.
Dashboard Preview
See Your Portfolio's True Performance
+$8,240/yr
$3,847/mo
$847,200
1.65x
2 properties flagged for refinance — potential to free $127,400 in trapped equity.
| Property | ROE | Cash Flow | Verdict |
|---|---|---|---|
| 123 Main St | 8.4% | $1,240/mo | Hold |
| 456 Oak Ave | 3.1% | $847/mo | Refinance |
| 789 Elm Dr | 2.8% | $1,760/mo | Refinance |
The ROE Engine Effect
See the Impact of One Refinance Cycle
A real-world example: 3 properties, 2 flagged for refinance, $127K in trapped equity freed and redeployed at 10% ROE.
$2,840/mo
4.2%
$58,400
$3,670/mo
+$830/mo (+29%)
10.0%
+5.8 pts
$72,340
+$13,940 (+24%)
Pricing
Simple, Transparent Pricing
Choose monthly or annual billing. Free 14-day trial on every plan. Archived properties are always free.
Up to 3 active properties
- Sell / refinance / hold decision engine
- Portfolio dashboard & per-property metrics
- Transactions & Schedule E with depreciation
- Leases, tenants & expiry/rate-drop alerts
- Goals & trajectory
- Scenario modeling
- Portfolio digest email
- FRED rate integration
Up to 10 active properties
Everything in Starter, plus:
- Acquisition analyzer & deal pipeline
- Portfolio benchmarking
- Live market rent & value estimates + rent optimizer
- Equity trend
Up to 25 active properties
Everything in Growth, plus:
- Entities & holding-company grouping
- Commercial / portfolio loan tracking
- Lender package PDF export
- Portfolio advisor
FAQ
Frequently Asked Questions
Newsletter
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